What Is a Wind Mitigation Inspection?
A wind mitigation inspection is a specialized assessment designed to evaluate how well your home can withstand strong winds, hurricanes, and tropical storms. In Florida, this inspection is often called a windstorm mitigation inspection or simply a wind inspection.
The goal is simple: identify wind-resistant features in your home that can help reduce storm damage—and potentially lower your home insurance premiums.
Why Wind Mitigation Matters in Florida
Living in Florida means dealing with hurricane season every year. Insurance companies know that homes with strong wind-resistant features are less likely to sustain costly damage during a storm. That’s why many insurers offer wind mitigation discounts for qualifying homes.
A proper windstorm mitigation inspection could save you hundreds or even thousands of dollars annually on your policy.
What’s Included in a Windstorm Mitigation Inspection
During a wind mitigation inspection in Florida, our licensed inspectors will evaluate:
- Roof Shape & Covering – Hip roofs and certain roof materials perform better in high winds.
- Roof Deck Attachment – How securely your roof decking is fastened to the structure.
- Roof-to-Wall Connections – Clips, straps, or other hardware that keep your roof in place.
- Window & Door Protection – Impact-resistant glass, shutters, or other protective systems.
- Secondary Water Resistance – Underlayment materials that help prevent water intrusion.
Each feature documented during the inspection could help you qualify for greater insurance discounts.
Wind Mitigation vs. Full Home Inspection
While a full home inspection covers all major systems, a windstorm mitigation inspection is highly focused on your home’s wind resistance features. Many Florida homeowners schedule a wind inspection alongside other insurance-related inspections, such as a 4-point inspection or roof inspection, to save time and money.
Cost of a Wind Mitigation Inspection
The cost of a wind mitigation inspection in Florida typically ranges from $100 to $300, depending on the property size and location. However, the savings on your insurance can quickly outweigh the cost, sometimes in the very first year. At My Safe Home Inspection, we believe in affordable pricing statewide. No matter where you’re located in Florida, we have inspectors in your area. We offer two pricing options: Standard and Signature. If you provide us with your insurance agent’s information, you will receive their discounted Signature Pricing.
How to Prepare for a Wind Inspection
- Have your roof documents ready (permits, warranties, contractor details).
- Ensure attic access is clear for roof attachment checks.
- If you have storm protection devices like shutters, ensure they’re accessible for verification.
Wind Mitigation Takeaways
A wind mitigation inspection is more than just a box to check, it’s an investment in understanding your home’s strength and safety. Florida homeowners who complete a windstorm mitigation inspection not only gain insights into their home’s storm-resistant features but often enjoy significant insurance savings.
Want to see how much you could save? Schedule your wind mitigation inspection in Florida today and protect your home before the next storm hits.