What Is Wind Mitigation?
If you’ve ever asked yourself, “What is wind mitigation?” you’re not alone. In simple terms, wind mitigation refers to the methods, features, and construction practices used to make a home more resistant to strong winds and storm damage.
In Florida where hurricanes and tropical storms are common wind mitigation is especially important. Homes built with wind-resistant features not only perform better during storms but may also qualify for valuable insurance discounts.
What Is a Wind Mitigation Inspection?
So, what is a wind mitigation inspection exactly?
A wind mitigation inspection is a professional evaluation of your home’s ability to withstand high winds. A licensed inspector checks for construction features and upgrades that reduce storm damage risk, such as:
- Roof shape (hip roofs are more wind-resistant)
- Roof covering (materials like shingles or tiles, and when they were installed)
- Roof deck attachment (how the decking is secured to the trusses)
- Roof-to-wall connections (clips, straps, or other reinforcements)
- Secondary water resistance (extra layers that prevent leaks if shingles blow off)
- Opening protections (impact-resistant windows, hurricane shutters, reinforced doors)
Each of these features is documented in a detailed report that can be submitted to your insurance provider.
Why Do You Need a Wind Mitigation Inspection?
If you’ve wondered, “What is wind mitigation inspection and why does it matter?” the answer is simple: safety and savings.
- Protect Your Home – Stronger roofs and secured connections mean less storm damage.
- Lower Insurance Premiums – In Florida, insurance companies give discounts for homes with wind-resistant features.
- Meet Insurance Requirements – Some policies in Florida require a current wind mitigation inspection.
- Peace of Mind – Know your home is ready before the next storm season.
How Much Does a Wind Mitigation Inspection Cost?
The cost of a wind mitigation inspection is quite affordable, usually between $100 and $300, depending on your home and location. Considering that the potential savings on your insurance can reach hundreds (or even thousands) of dollars per year, the inspection often pays for itself right away. At My Safe Home Inspection, we believe in affordable pricing statewide. No matter where you’re located in Florida, we have inspectors in your area. We offer two pricing options: Standard and Signature. If you provide us with your insurance agent’s information, you will receive their discounted Signature Pricing. Simply give us a call to unlock Signature pricing!
Pro Tip: Many homeowners also bundle their 4 point inspection with a wind mitigation inspection to save money and meet insurance requirements at the same time.
Key Takeaways
So, what is wind mitigation inspection? It’s one of the most valuable steps a Florida homeowner can take to protect their home and reduce insurance costs. By identifying storm-ready features or areas that need improvement, you’ll have the information you need to make your home stronger and your wallet happier.
Ready to schedule your inspection? Book your wind mitigation inspection today with one of our licensed home inspectors and safeguard your home before the next storm season.