Your roof is your home’s first line of defense against the elements, but it’s often the last thing homeowners think about until a problem arises, or until an insurance provider asks for it. That’s where a professional roof inspection comes in.
In this blog, we’ll break down what a roof inspection includes, when you need one, and how a roof certification inspection can protect your home and inform your insurance policy.
What Is a Roof Inspection?
A roof inspection is a detailed evaluation of your roof’s condition, including its age, materials, workmanship, and remaining lifespan.
Our licensed home inspectors check for signs of wear, damage, leaks, and structural concerns that may compromise the integrity of your home.
These reports also document any upgrades or repairs to your roof, which could help save you money on your insurance premiums.
What Does a Roof Inspection Include?
Our certified roof inspection services include a visual and physical assessment of:
- Shingles, tiles, or metal roofing
- Flashing around chimneys, vents, and edges
- Gutter systems and drainage
- Signs of water intrusion or mold
- Soft spots or sagging areas
- Roof penetrations (e.g., skylights, solar panels)
- Roof decking (when accessible)
- Evidence of past repairs or storm damage
Your inspector will document findings with photos and provide a written report summarizing the overall condition of the roof.
What Is a Roof Certification Inspection?
A roof certification inspection is often required by insurance companies—especially in Florida. It verifies the condition, age, and expected life of your roof. After inspection, you receive a roof certification report that helps your insurer determine whether your home qualifies for coverage or renewal.
This type of inspection is critical if your roof is:
- 15 years or older
- Recently replaced and you want to update your records
- Required by your insurer to avoid policy cancellation
Our roof certification inspection report includes:
- Roof type and materials
- Estimated remaining useful life
- Notation of any damage or concerns
- Photo documentation
- Inspector license number and signature
Why Roof Inspection Services Matter
Regular roof inspections help homeowners:
- Catch small issues before they become expensive repairs
- Extend the life of your roof through early maintenance
- Qualify for home insurance coverage or renewals
- Provide documentation for real estate sales or claims
- Gain peace of mind before and after hurricanes or major storms
In high-risk areas like Florida, insurers often require a roof certification inspection to confirm your home meets current underwriting guidelines. Without it, you may face premium increases or policy non-renewals.
When Should You Schedule a Roof Inspection?
We recommend scheduling a roof inspection:
- Before buying or selling a home
- When your roof is over 10–15 years old
- After severe weather (hail, hurricane, strong winds)
- Before your insurance renewal
- If you notice leaks, stains, or loose shingles
What Happens After the Inspection?
Once your inspection is complete, you’ll receive a digital report that includes:
- Inspection findings and notes
- High-resolution photos
- Roof condition and estimated life span
This report can be submitted directly to your insurance agent or used for real estate transactions. If you provide us with your insurance provider’s contact information, we can send the report directly to them!
Schedule Your Roof Inspection Today
At My Safe Home Inspection, we specialize in roof inspection services for both real estate and insurance purposes. Our team of licensed, experienced inspectors understands Florida roofing systems and can help you meet your policy or inspection needs quickly and professionally.
When you need a roof certification inspection, we make the process easy with fast scheduling and next-day reporting. Proudly servicing homeowners statewide including Miami, Fort Lauderdale, West Palm Beach, and beyond.
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